15 Free Budget Printables to Track Your Family’s Expenses

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If you’re looking to achieve financial security, increase your family’s wealth, and experience peace of mind, then you might want to commit to a budgeting habit.

There are different budgeting plans out there designed for families, many of which have been developed to ensure that households have enough funds available for their everyday needs.

When families commit to the budgeting habit, they reap the following benefits:

  • Freedom from debt
  • Comfortable way of life, with more funds available for things that the family considers important
  • Keeps unnecessary spending (and the waste that accompanies it) to a minimum
  • Teaches family members to use money wisely and encourages mindful decision-making

Ideally, a budget should be written down. This can be done on actual paper, a spreadsheet, or a budgeting app.

In this article, you’ll find a collection of free budget printables that you can use to track your family’s expenses.

Read on and check out the awesome designs we’ve rounded up for this collection.

1. Monthly Budget Sheet

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via Printable Crush

This well-designed budget sheet will keep your budgeting on track. It provides ready access to information, whether you’re within budget or already in a deficit for the month.

If you’d like, you can use the pre-filled sheet, which features a categorized list of expenses that most families have.

Some of the categories include:

  • Housing
  • Food
  • Debts
  • Medical
  • Charity

There are also areas for creating a savings plan, specifying your family’s monthly income, and indicating a starting balance for savings and debt.

Not keen on the pre-filled template? The sheet also comes in a blank format, making it easier to customize according to your family’s monthly spending.

2. Budget Worksheet

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via A Mom's Take

This budget worksheet includes a list of typical items that need budgeting in a household. These are grouped into main categories, such as

  • Housing
  • Monthly living expenses
  • Long-term expenses + investments

There is also a column to allow for checking of the actual amount of deficit or savings that a family has at the end of the month. This feature is quite helpful for preventing uncontrolled spending.

3. Budget at a Glance

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via Clean & Scentsible

This budget sheet printable provides an overview of your family budget.

Space is provided on the upper portion of the page to indicate the source(s) of income, date they are paid, and amount paid.

A column designated for comments is also provided.  It is useful for writing down important reminders related to the family budget.

Below the “source of income” section, a list of expenses is provided, with categories such as food, housing, and utilities.

4. Minimalist Monthly Budget Template

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via Bobbi Printables

This template has a simple, clean design, making it ideal for those who are looking for a minimalist aesthetic.

It allows you to keep track of income, savings, fixed expenses, and variable expenses. Furthermore, it provides a summary of your funds for the whole month for quick reference.

5. The Budget Tracker

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via on:planners

This next example is also a pretty straightforward budget worksheet that will help you keep track of all your monthly household expenses in one place. This template is also very versatile and can be used for tracking different types of budgets.

6. Template for the Monthly Budget

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via Frugal Fanatic

This template has areas for writing down the amount allocated for a specific expense, the actual amount spent, and the difference between the two, which gives you a quick overview so you know if you’ve overshot or are still within budget.

A “Notes” column lets you enter important, relevant information about each specific expense on the list.

Knowing how much money your family has spent each month month can encourage the members of the household to be more conscious about spending. Maybe some of the money you save this month can go into the family savings?

7. Monthly Family Budget

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via Scattered Squirrel

This template has sections for keeping track of your family’s spending habits within a four-month period.

With this template, you can:

  • Identify income sources
  • Keep track of expenditures
  • View the status of your savings

This template is an ideal tool for seeing how a long-term financial goal is progressing.

8. Debt Snowball Worksheet

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via A Cultivated Nest

If you’re looking for a system that can help keep track of your household’s debt so that you can pay it off more quickly, you might be interested in the debt snowball method. (Check out this post for a review of the debt snowball and debt avalanche systems.)

This printable tracker can help you monitor the progress of your debt repayment.

9. Zero Based Budget

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via Moritz Fine Designs

The zero based budgeting system encourages you to justify all household expenses every month.

This is different from traditional budgeting, where a company or household simply builds upon a previous budget and deducts from or adds to the amount allocated for each item. Only when new expenses come up do budgeters using the traditional method need to justify them, which can result in unnecessary spending.

This template is designed to work with the zero based budget system. It allows you to plan your household’s spending every month, from the ground up.

10. Monthly Budget at a Glance

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via Saving Dollars & Sense

This printable template provides an overview of your household’s planned and actual monthly income, expenses, savings, and debt pay-off. There are also areas for writing down your starting and ending savings and checking balances.

At the bottom portion of the sheet there is ample space for important notes and reminders.

11. Household Budget Template

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via Freebie Finding Mom

If you’re new to budgeting, you might want a no-frills budget template.

This printable is perfect for this.

There are spaces for writing the following information for your monthly budgeting:

  • Monthly, yearly, and long-term financial goals
  • Bills and expenses, as well as their specifics
  • Amount and date due
  • Column to indicate if the bill/expense has already been paid

This template also features a very apt quote from Albert Einstein:

Learn from yesterday, live for today, hope for tomorrow.

12. Penny Pinching Budget Worksheet

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via Penny Pinchin' Mom

This printable worksheet features several categories of a household’s most likely expenditures for the entire month. These categories include:

  • Savings: emergency, retirement, and college funds
  • Food: groceries and dining out
  • Transportation: vehicle payment, fuel, maintenance/repairs, insurance, license, taxes
  • Recreation: entertainment and vacation

This template is designed for the zero based budget system, so the net balance between total income and total budget should be zero.

13. Tabular Monthly Budget Template

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via Coupons (and Recipes) for Your Family

In this budget template example, each item on the household’s monthly expense list is categorized according to whether it’s a regular expense, flexible expense, or debt.

Households that utilize a budget system to manage their finances report positive results. For example, budgeting has helped families understand what things they are able and unable to afford every month. This paves the way for many families to save up and buy things that they truly want.

14. Budget Planner With Mini Bills Tracker

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via Stay At Home Mum

This budget tracker has provisions for tracking family expenses, such as:

  • Bills
  • Pets
  • School and work
  • Travel
  • Health
  • Housing
  • Car
  • Food

Once you’ve decided on a budget allocation for every item, you make a commitment to keeping your spending within the allocated amount.

Another advantage of a budget planner is that it helps prevent impulse spending. With a tracker, you are always conscious of where your money goes.

Furthermore, it challenges you to do better by spending less than you did during the previous month.

15. Family Budget Template

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via A Spectacled Owl

If you love the color blue, you might like this blue-themed budget worksheet.

In addition to helping you keep track of your household’s monthly budget, it also features a bar progress chart that depicts the status of a specific financial goal.

This encourages frugal living and exercising mindfulness when it comes to spending, rather than being obsessed with constantly purchasing the latest gadgets, appliance, fashion, etc., like the rest of society.

Final Thoughts About Budget Printables

There you have it—15 examples of free budget worksheet printables that you can use to keep track of your household’s expenses.

We hope that you found a favorite design among the ones featured today. We also hope that this article encouraged you to cultivate a better money habit.

Not only will doing so increase your family’s wealth, it will also teach your children how to be responsible and mindful of how they spend any money that comes their way.

If you're looking for more examples, check out our roundup of other expense trackers.

Finally, you might want to check out the following posts for more resources about developing better money habits:

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15 Free Budget Printables to Track Your Family\'s Expenses