Money habits archive. See our collection of posts on personal finance, budgeting, saving and investing.
If you’re looking for a system that helps manage your finances and allows you to monitor where your hard-earned money goes, then you might want to look into using an expense tracker. You can use either an app or a printable expense tracker. They are both good ways of keeping a record of your expenditures … Read more
Most of us appreciate advice that helps us build smart financial habits. But what if that advice comes from an app? Would you still take it? I hope you would because a financial calculator app can help assess your financial health. It can track your spending habits and your purchasing power. Further, it can educate you … Read more
When you think about someone who lives a frugal lifestyle, does your mind automatically picture someone who is putting tight restraints on their spending, and therefore missing out on some things that you believe make life so wonderful? Well…yes and no. Living frugally simply means that you’re intentional with how you spend your money. You’re … Read more
Having trouble with your finances? Or perhaps you are looking for effective advice on how to put your savings to good use? If you do a quick online search, you’ll probably notice that a lot of people are now hooked into personal finance planning. This isn’t surprising, as it is a proven way to budget … Read more
I’m willing to bet that last time you went to Target or Walmart, you left with more items than you planned on purchasing. Let’s admit it, we like things. We often turn to impulse buying to get this rush of dopamine that makes us feel good. That’s a symptom of living in a society of … Read more
Let me ask you a personal question: How is your financial situation? If you’re like the 50% of Americans in this 2017 report, then you might be living paycheck to paycheck. Even though the economy has seen significant improvement and people are earning more, there are still those who can barely make ends meet every … Read more
Making decisions is a part of life. Some decisions are tough… some are simple. Some are made spontaneously… while others require a great deal of thought. Common decisions we all face include: Which college to attend, if at all Which job to take Which person to marry Whether or not to have children Where to … Read more
Have you ever gone swimming in the ocean and had a huge wave take you down, leaving you with mere seconds to catch your breath before another wave crashes into you? That’s what being in debt can sometimes feel like. When in debt, you are: Constantly playing catch up on past-due bills. Filtering calls from … Read more
Do you have bad money habits? Are you constantly broke? Needing to borrow money to make ends meet? Spending far more than you should. Impulse buying? Have no idea what a balanced budget looks like? (much less how to make one.) If any of the above bad money habits sound familiar, you need to take … Read more
If you want your money to grow, it is important to not let it just “sit around”. Your money should be out there working for you. Making more money on its own. One of the best ways to do this is by getting a high yield savings account. Benefits of a High Yield Savings Account … Read more