Money habits archive. See our collection of posts on personal finance, budgeting, saving and investing.
How you manage your money can have a big impact on how much financial stress you experience day to day. It’s easy to focus on earning more money, but your everyday spending, saving, and planning habits also play an important role in your overall financial situation. Small choices can add up over time, either helping … Read more
Have you ever walked into a store for one thing and left with a shopping bag full of items you never planned to buy? Impulse purchases can feel exciting in the moment, but that excitement often fades once you realize you’ve spent more than you intended. Whether it’s an online sale, a checkout aisle temptation, … Read more
As people earn more money, they are tempted to upgrade their lifestyle. That’s to be expected. After all, they have more income at their disposal. Buying a new home, a more expensive car, and vacationing at luxurious destinations are no longer dreams. All of this is possible, thanks to a bigger paycheck, higher business income, a well-deserved … Read more
It can take years of experience to develop good financial habits, but the benefits of being responsible with your spending are well worth any effort it takes to develop good practices. When you have your finances under control, you can keep you and your family out of debt, you can maintain a strong credit score, … Read more
When you think about someone who lives a frugal lifestyle, does your mind automatically picture someone who is putting tight restraints on their spending, and therefore missing out on some things that you believe make life so wonderful? Well…yes and no. Living frugally simply means that you’re intentional with how you spend your money. You’re … Read more
Let me ask you a personal question: How is your financial situation? If you’re like the 50% of Americans in this 2017 report, then you might be living paycheck to paycheck. Even though the economy has seen significant improvement and people are earning more, there are still those who can barely make ends meet every … Read more
Hey! Have you heard the one about the guy who makes $120,000 per year… but still lives paycheck to paycheck? Or the one about the single mom raising a teenage daughter… who can’t seem to stretch her modest salary enough to buy her the prom dress she so desperately wants? How about the working class … Read more
If you want your money to grow, it is important to not let it just “sit around”. Your money should be out there working for you. Making more money on its own. One of the best ways to do this is by getting a high yield savings account. Benefits of a High Yield Savings Account … Read more
Personal finance is the most valuable self-help topic. It is one of the few areas of your life where simple process improvement will directly affect your money. This makes personal finance books like the ones on this list incredibly valuable. These books are designed for everyone. They can help those who make a lot of … Read more
Whether you’re trying to save your first $100 or find the path to your first million, understanding how to manage your finances is a quintessential skill that unfortunately, doesn’t come with a life manual. Life is a delicate dance where it seems income remains the same and expenses never end. In this world, everyone can … Read more