Cash Envelope System: The Why and How for Implementing the Dave Ramsey Budgeting Template

Learn how to create a monthly budget and use the Dave Ramsey Cash Envelope System.

Hey! Have you heard the one about the guy who makes $120,000 per year… but still lives paycheck to paycheck? Or the one about the single mom raising a teenage daughter… who can’t seem to stretch her modest salary enough to buy her the prom dress she so desperately wants? How about the working class … Read more

How to Stop Impulse Buying: 9 Tips to Curb Your Spending

What Is Impulse Buying? (and How to Avoid It)

We’ve all been there. You see something in a store that you want and get a momentary thrill as you consider buying it. You can’t wait to get home with your new item and try it out. You may even consider all of the positive changes it could make in your life. But this is … Read more

89 Money Quotes and Sayings About Saving and Making Money

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Money. It has been said that money makes the world go around. I am not sure that money is truly has that level of importance, but having money does make life easier. We all need money. We all want money. And most of us feel we don’t have enough of it. This post is a … Read more

26 Better Money Habits for Saving, Budgeting, and Increasing Your Income

Better Money Habits for Saving, Budgeting, and Increasing Your Income

We have been told since we were children that “money can’t buy you happiness.” The fact of the matter is that this old cliche is only “mostly” true. A recent Cambridge University study shows that money can indeed buy happiness. At least up until a certain point. The break point is when money habits are … Read more

24 Best Personal Finance Books (Budget, Save Money & Reduce Debt)

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Personal finance is the most valuable self-help topic. It is one of the few areas of your life where simple process improvement will directly affect your money. This makes personal finance books like the ones on this list incredibly valuable. These books are designed for everyone. They can help those who make a lot of … Read more

17 Best Books on Saving Money & Personal Budgeting

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Books on budgeting all seem the same. For the most part, these books cover the budgeting basics and beyond… These books discuss the basics of finance: Creating a financial plan. How to make a budget. Becoming debt-free. Savings and investment. All of this is really important stuff. no doubt about that. But people who struggle … Read more

How to Cut Emotional Spending (Tips to Avoid Impulse Purchases)

“Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need,” said Tyler Durden in one of my favorite movies Fight Club. This is not far from the truth. With budgets of billions of dollars spend annually, advertisers try to convince us that if we buy their … Read more